Scott Reynolds – Medium

Scott Reynolds

Cross-Border Payment Innovation is Still ‘Lipstick on a Pig’

Most of today’s fintechs are not driving any real fundamental innovation in cross-border payments.

3 min readMar 30, 2021

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Cross-Border Payment Innovation is Still ‘Lipstick on a Pig’

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Scott Reynolds

PayPal tried and failed at the point-of-sale. They’re trying again, and this time they’ll succeed.

PayPal is back to take a second swipe at in-store payments after failing in their first attempt almost a decade ago.

3 min readMar 2, 2021

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PayPal tried and failed at the point-of-sale. They’re trying again, and this time they’ll succeed.

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Scott Reynolds

FedEx Acquires ShopRunner, But Not For The Reasons You Might Think

ShopRunner appears to be an Amazon Prime clone. They’re actually more akin to PayPal, combined with exceptionally data rich marketing.

3 min readDec 4, 2020

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FedEx Acquires ShopRunner, But Not For The Reasons You Might Think

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Scott Reynolds

FedEx Acquires ShopRunner For Data Rather Than Free Shipping

ShopRunner appears to be an Amazon Prime clone. They’re actually more akin to PayPal, combined with exceptionally data rich marketing.

2 min readDec 4, 2020

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FedEx Acquires ShopRunner For Data Rather Than Free Shipping

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Scott Reynolds

Unravelling the DOJ’s Attempt to Block Visa’s $5.3B Acquisition of Plaid

How could a relatively small fintech startup like Plaid scare a behemoth like Visa? By threatening their primary cash cow …

3 min readNov 12, 2020

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Unravelling the DOJ’s Attempt to Block Visa’s $5.3B Acquisition of Plaid

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Scott Reynolds

Meet The Most Popular Mobile Payment Service That You’ve Never Actually Seen

Here in the US, we tend to assume that we are on the technology vanguard, quickly adopting the latest and greatest products. While this…

3 min readNov 4, 2020

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Meet The Most Popular Mobile Payment Service That You’ve Never Actually Seen

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Scott Reynolds

How Financial Regulations Nearly Killed My Startup

In light of the bombshell FinCEN Files unveiled in the news this past week, I’ve been reminiscing about all the sleepless nights and grey…

4 min readSep 25, 2020

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How Financial Regulations Nearly Killed My Startup

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Scott Reynolds

4 Key B2B Trends Driven by COVID-19 and Who’s Benefitting

The current pandemic has forced a reckoning for companies large and small to reevaluate their existing business practices.

5 min readSep 1, 2020

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4 Key B2B Trends Driven by COVID-19 and Who’s Benefitting

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Scott Reynolds

Blockchain in Fintech — My Journey Down the Rabbit Hole

TL;DR: Blockchain once promised to solve the world’s ills. My deep dive while building fintech startup TangoTrade found that it’s still…

4 min readAug 25, 2020

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Blockchain in Fintech — My Journey Down the Rabbit Hole

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Scott Reynolds

Why SaaS is Eating the Fintech World

TL;DR: Fintech pricing will increasingly migrate to a SaaS model with subscription fees, since percentage-based fees are often not aligned…

4 min readAug 19, 2020

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Why SaaS is Eating the Fintech World

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Scott Reynolds

Scott Reynolds

Principal & Founder at Global Payment Insights, helping business leaders accelerate their fintech initiatives. www.GlobalPaymentInsights.com

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